Panama City

Budgeting & Expense Management

Debt Reduction Strategies

Savings & Investment Planning

Financial Goal Setting

India

Nigeria

South Africa

Philippines

United States

Pakistan

Spain

Indonesia

Italy

United Arab Emirates

France

Australia

Venezuela

Tunisia

Romania

Turkey

Malta

Armenia

Poland

Cyprus

United Kingdom

Kenya

Greece

Brazil

Serbia

Croatia

Rwanda

Georgia

Madagascar

Malaysia

Argentina

Chile

Peru

Saudi Arabia

NorthMacedonia

Panama

Belgium

Uganda

Qualifications

I’ve spent over 15 years in private banking and wealth management, with roles at Merrill Lynch and Citigroup in New York, followed by senior positions at Banco General and BAC International Bank in Panama, managing $150M+ in portfolios for 250+ high-net-worth clients with 90% retention.

I hold an MBA from Cornell and a B.S. in Accounting from Loyola University New Orleans, and I’m trilingual in Spanish, English, and Portuguese. But credentials only tell part of the story — real financial confidence comes from clear guidance and genuine listening.

As a single mother, I know financial pressure is a life question, not just a portfolio one. That shapes how I work: with patience, honesty, and real investment in clients’ long-term stability, not just their numbers.

Ana Isabel Salceda

Best Financial Wellbeing Advisors in Panama City

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