Penumaka Aseesh

Expert in banking, translating operational and compliance issues into AI solutions for digital transformation. Collaborated with analytics teams on machine learning–based credit risk analysis and contributed to AI-enabled KYC optimization and risk-based onboarding frameworks. Supported development of NLP-based chatbot solutions and automated MIS/reporting workflows, improving operational efficiency and reducing turnaround time by 40%. Led customer onboarding, KYC/AML processes, and implementation of CIP , CDD, and EDD frameworks while ensuring regulatory compliance through audits and control reporting. Served as Acting Assistant Branch Head, overseeing branch operations, loan portfolio monitoring, performance management, and operational governance.